Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States government. National Credit Union Administration, a U.S. government agency.
Deposit Rates Table
| ACCOUNT | MINIMUM BALANCE1 | APY2 |
| Regular Shares | $5 | 0.15% |
| Christmas Shares | None | 0.15% |
| Real Estate Escrow | None | 0.15% |
| Special Shares | None | 0.15% |
| Youth Shares | $5 | 0.25% |
| IRA Shares | $100 | 0.25% |
| Money Market3 – Effective date 3/1/25 |
| $2,500 - $19,999 | $2,500 | 2.019% |
| $20,000 - $49,999 | $2,500 | 2.631% |
| $50,000 - $74,999 | $2,500 | 2.836% |
| $75,000+ | $2,500 | 3.042% |
|
Certificates of Deposit – Effective date 3/1/25 (Substantial penalty for early withdrawal)
|
| 6-month term | $1,000 | 4.012% |
| 12-month term | $1,000 | 4.217% |
| 24-month term | $1,000 | 3.803% |
| 36-month term | $1,000 | 3.546% |
| 48-month term | $1,000 | 3.546% |
| 60-month term | $1,000 | 3.546% |