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Members 1st Credit Union

Our vision at Members 1st Credit Union is to be our members' most trusted financial partner.

Members 1st Credit Union assists its members through a wide assortment of products and services to make sound financial decisions that lead to their improved financial well-being.

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Essential tips for homebuyers

Homebuyer Tips Illustration

Buying a house is always a significant decision, and the homebuying journey can feel complex and daunting. With these tips, you'll be well-equipped and confident to step into your next home.

  1. Before you start house hunting, reach out to us to explore your home loan options and to determine what you can comfortably afford.
  2. Identify your needs and preferences by making a list of must-haves and deal-breakers to help you focus on homes that meet your priorities.
  3. Research neighborhoods thoroughly by visiting at different times of the day. This will give you a better idea of neighbors, noise factors and the type of area you're buying into.
  4. Getting a loan pre-approval gives you a clear picture of your budget and shows sellers you're a serious buyer. Reach out to us to get started!
  5. Once you find your house, and your offer is accepted, get a professional inspection. This could save you many headaches in the long run.
  6. Beyond the purchase price, consider additional costs like property taxes, insurance, maintenance and potential HOA fees. Planning ahead ensures a stable and stress-free homeownership experience.

Buying a home is a big step, but with careful planning and the right support, it can be a smooth experience. Remember, we're here to guide you every step of the way to make your journey to homeownership as seamless as possible.

Sources: eXp Realty, National Association of Realtors, Rocket Mortgage