We're celebrating 75 years of serving our members and community with a special offer to help you invest in your home. For a limited time, enjoy a 0.75% rate discount on fixed-rate home improvement loans - the perfect opportunity to tackle renovations, repairs or upgrades.
This promotion includes fixed-rate 2nd mortgage loans for 10- and 15-year terms, with rates as low as 5.50% APR* for 10 years and 6.00% APR* for 15 years. Enjoy predictable monthly payments and a clear payoff timeline, so you can plan your projects with confidence.
Getting started is simple: apply online or in-branch, submit your supporting documents with the help of our team, and move forward with your project with stable monthly payments and competitive rates.
Our goal is to provide a loan experience that's simple, flexible and reliable, so you can focus on making your home the space you've always dreamed of. Have questions? Our team is ready to guide you - reach out to your local branch or contact us online.
Limited-time offer: April 1-June 30
*APR=Annual Percentage Rate. Offer valid 4/1/26-6/30/26 on loans new to Me1stCU. Current Me1stCU loans are ineligible for refinance. A minimum loan amount of $30,000 is required. Payment example: Financing a $30,000 home improvement loan at 5.50% APR for 10 years would be $325.66 per month. Offer is not valid in conjunction with other special offers. Rates, terms and conditions are subject to change without notice and may vary based on creditworthiness, qualifications, collateral, appraisal and underwriting terms and conditions. Contact Me1stCU for complete details. Members 1st Credit Union NMLS #435333.