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Members 1st Credit Union

Our vision at Members 1st Credit Union is to be our members' most trusted financial partner.

Members 1st Credit Union assists its members through a wide assortment of products and services to make sound financial decisions that lead to their improved financial well-being.

Your home, your way!

Create the space you've always wanted with our home improvement loan

If you're dreaming of a home makeover, now's the time to bring your vision to life with our special offer:

Open a new home improvement loan, or bring us your second mortgage from another lender, and enjoy fixed rates as low as:


5.99 % APR* 6.99% APR*
10-year term 15-year term

Whether it's updating your appliances, renovating your bathroom or a custom project you've dreamed up:

  • Your rate and monthly payments stay the same - no matter what the market is doing.
  • Borrow up to 90% of your home's value, minus any home loan debt.
  • Confidently plan your budget with payments that include principal and interest.
Your vision, our home improvement loan - Apply today!

*APR=Annual percentage rate. Offer valid 4/1/25-6/30/25 on loans new to Me1stCU. Current Me1stCU loans are ineligible for refinance. A minimum loan amount of $30,000 is required. Payment example: Financing a $30,000 home improvement loan at 5.99% APR for 10 years would be $332.91 per month. Offer is not valid in conjunction with other special offers. Rates, terms and conditions are subject to change without notice and may vary based on creditworthiness, qualifications, collateral, appraisal and underwriting terms and conditions. Contact Me1stCU for complete details. Members 1st Credit Union NMLS #435333.