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Members 1st Credit Union

Our vision at Members 1st Credit Union is to be our members' most trusted financial partner.

Members 1st Credit Union assists its members through a wide assortment of products and services to make sound financial decisions that lead to their improved financial well-being.

Interest Rates Are Rising - Lock In Your Rate Today!

Enjoy 5.25% APR on a 15-year, fixed-rate second mortgage loan when you bring us your home loan from another lender!* You'll also benefit from NO closing costs and borrowing up to 90% of your home's fair market value. Contact us today to learn more and apply!

*APR=Annual Percentage Rate. The current rate for this loan is 5.25%, as of May 24, 2022. Minimum credit score of 670 required to qualify for this offer. Minimum loan amount of $30,000 required. Rate is subject to change and is based on individual creditworthiness and underwriting requirements. We will finance up to 90% CLTV (combined loan-to-value) from the most recent real estate tax assessment. If an appraisal is supplied, it must be no older than six months from the date loan application is received. This offer available for refinances, no purchases. Payment example: $75,000 loan balance at 5.25% APR for 15-year term would have a monthly payment of approximately $603 (excludes homeowners insurance and real estate taxes). Current M1CU 15-year fixed second mortgage loans ineligible for this offer. Escrow is not available. Contact M1CU for complete details.